Plummeting temperatures, ice and blizzards are bringing dangerous conditions as Winter Storm Hunter moves east across the country. This comes just one week after Winter Storm Graysonhalted travel throughout the eastern half of the country, shutting down major airports and interstates – creating a costly burden for travelers.
Leading travel insurance comparison site, Squaremouth, breaks down the travel insurance basics all travelers need to know.
Related: Extensive Coverage from the Weather Channel.
Who Is Covered?
Travelers who purchased a travel insurance policy before Winter Storm Hunter was named may be covered to cancel their travel plans.
New policies can’t be purchased for this storm, however, policies can always be purchased to protect future travel plans.
What Is Covered?
Flight Cancellations and Delays: Travelers can cancel their trip and be reimbursed 100% of their trip costs if their flight is delayed, canceled, or if their airport is closed.
Meals and Hotels: Travelers who are significantly delayed can be reimbursed for meals, a hotel stay and local transportation to and from the hotel and airport during their delay.
What Isn’t Covered?
Poor Driving Conditions: Travelers who are worried to drive in bad weather conditions are not covered to cancel their trip, however, some policies may have coverage if a road closure or accident prevents travelers from reaching the airport.
Long Lines at the Airport: Extended weather delays can often cause ticketing counter delays; long lines are never a covered reason to cancel a trip.
Squaremouth’s Winter Storm Hunter and Travel Insurance Information Center explains travel insurance coverage with up-to-date information for travelers affected by the storm, including answers to FAQs and statements from providers.